I need to get out of my house.
By on September 4th, 2011
I bought my house in 1999 for $110,000 it was a fixer upper considering the houses were going for $140,000 ,I put $30,000 in repairs , since 1999 to date including my down payment I have spent $170,000 on this 1000 sq feet house and still the kitchen not remodeled ,I still owe $49,000 on the house ,the houses in the neighborhood are going believe it or not for $15,000 to $30,00 max ,my interest is %4.99 with Wells Fargo ,Wells Fargo is refusing to do anything for me and I have been dealing with them for 5 years , every time I filled out the papers ,there is always something wrong or the copy machine cut it off ,the house is too small for a family of five now ,so what I am thinking is to get qualified for another loan buy a bigger house and foreclosed on the one I am in now,my question ,is this is legal ,and can Wells Fargo sue me for the remaining balance on the house ,and can they get after me for the new house , I live in Michigan , and my loan was 15 years of which Istill have 6 years left thank you.
what about if filed bankruptcy
What about if I get a mortgage before this one goes
Stayin with inlaws for a few days while house is being remodeled.
By on September 3rd, 2011
I have 3 little boys ages 3, 1 and 2 weeks and we are staying with my inlaws while our house is being finished.should be finished by the end of this week but his grandmother is killin me.she puts my kids to bed at 7 and then they wake up at 10 and are ready and rearin to go for another 5 hours or so I’ve told her my 2 oldest kids do not need to nap that late, she won’t listen.she feeds them sweets upon sweets and again refuses to listen to any of my requests.she’ll sit up in the living room till like 3am and her and her husband listen to the tv blarin and will go in the kitchen and make a bunch of noise knowing my kids are light sleepers.they’re literally killin me from lack of sleep how can I politely ask them to stop doing these things. She gives my husband and I absolutely no privacy.the other day I took him into “our” bedroom to speak with him and she literally followed us and stood at the door for like 10 minutes until I gave my husband a dirty look then she finally walked away. I’m going crazy. When I speak to him about these things he doesn’t say anything to her and kinda just brushes it off his shoulder and keeps tellin me we’ll be out soon. I feel like he’s not really standin up for me or his kids at all.
Well for your information I at least respect ppl who come to my house to stay and I respect their wishes when it comes to their children. Yes I am serious.he could talk to them at least. Jeez she’s his grandmother she’d listen to him before she will me.
At coco.I don’t “let” her have them, she just takes over on them.when I’m up fixing a bottle for the baby she’ll grab him out of his seat and demand that she feed him, if I say anything to her she gets an attitude.she’s really difficult.
Chinchilla help. Am I raising her right.
By on September 2nd, 2011
I need some help with my new chinchilla. I got her today from a pet store and she is 8 months old already. I’ve looked online on how to bond with her like holding her and putting my hand in her cage, but she is so energetic I can’t even get a grip on her. I don’t want to stress her out, but I want her to like me. She has a small one level cage for now (I’m getting her a big chinchilla cage with ramps, levels, and tubes next week when I get paid) and so I feel bad just leaving her in there. When I first brought her home she ran around a bit but got attacked by my roomate’s ferret who got out when we weren’t paying attention (they are secured now in their cage) and she got some fur ripped out by her back legs. She seemed fine afterwards and just ran and sniffed around even though we saw her get bit. I let her run around in the living room a bit, and I gave her a dust bath before putting her in her cage alone for a few hours so she could calm down from her stress. I don’t know if I’m doing the right thing. she is in a small cage now and I know when you first get a chinchilla you have to get it used to you before you let it out, but I let her out tonight in my room, and she went from sitting in her cage and avoiding me to hyperactive and jumpy. She ran all around my room and sniffed everything and now when I approach her she doesn’t get scared, she’ll sniff me, jump on my lap, or run somewhere else. Is this good. She was fidgety earlier when she was out but now she’s crazy and jumping on everything and smelling, and she even runs across my feet and stands by me when I’m standing up, and runs across and hops on my lap when I sit on the floor. I still can’t pick her up but when she stands on her two feet she lets me pet her tummy. I don’t want to chase her around the room since its obvious she doesn’t like being held and I don’t want to stress her out. I don’t know how to bond with her since she prefers to run around me rather than let me hold her. When I sit on the floor though she’ll stop playing all around my room and just play around me and jump up and down off my legs. Is this a good sign. My roomate says since she’s been in a little pet shop cage all her life its good to let her out and will let her get rid of some of her stress and make her happier with me. I’m not sure if that’s correct, but it seems like what read on other chinchilla sites doesn’t work with her. I don’t know if its because she’s older, and I know moving them from place to place is a lot of stress, but she actually seems to like running around the whole house (its actually the size of a tiny apartment), and she sits by my door hoping I’ll let her play in the living room, bathroom, and kitchen again. I’m stressing out on what to do with her, please help me with advice on raising a hyperactive chinchilla.
HELP my KITCHEN has fallen completely apart and I don’t have enough money to get it remodeled.
By on August 31st, 2011
I have several cabinets that have fallen off the wall, the sink base cabinet is supported by two tow-by-fours because it is severely warped. my kitchen floor is peeling all over the place, I have gotten several estimates to get it completely repaired and updated but I do not have the money. Besides monthly bills I have 3 children I work part time and my husband work two part time jobs and we have been dealing with this kitchen for over 2 years now and it is getting worse. I have $800 in my 403b but I can not take that out in the form of a loan or hardship. my savings is exhausted and my credit is shot. any suggestions on what I can do to get this kitchen fixed.I have tried to save but to know avail I even need the floor repaired to make it leveled. I am looking for some creative suggestions.
Opinions need- Wake my son up to get him out of the house to take care of fleas, or let him sleep and risk not.
By on August 30th, 2011
We have fleas. We’ve already sprayed the rug/couches once, but because the dog was (and still isn’t) not on preventative (waiting for them in the mail, btw) they came right back. We sprayed him with Adams flea spray for dogs, and the couches/rug with Adam’s flea spray for the home, but the yard went untouched. The plan was to keep him gated in the kitchen until the preventatives arrive in order to keep the fleas out of the living room and off of my son, but his dad’s an idiot and let him run through the house when he got tired of stepping over the gate. I was FURIOUS, because he was the reason we didn’t get it all done the first time. Skipped the yard because he wanted to mow the lawn first and the blade was dull and “blah blah bad excuse bad excuse.” Anyways, I have concocted a plan, but it involves waking my son up WAY earlier than usual (i work evenings, and he’s mostly breastfed, so him and I are normally up until 1-3am and sleep through till 12-1pm. backwards, yes, but it works for us) because in order to get him out of the house for two hours the weather must permit it. We have to go out before it gets hot.
So, should I wake him up and get going at 8am and KNOW that it’ll get done today or let him sleep and risk not getting it done. Our car is lacking in the AC department, so we avoid driving in hot weather with him, which means I may not have another opportunity today. I plan to spray the yard as soon as the sun comes up, wait a couple of hours and then bring the dog out to spray him down, get my son up and ready for a long leisurely walk around the park, spray the furniture, figure out a way to kill time for two hours walking around town, vacuum the furniture, and pray that he’ll be willing to go down for a nap with me. All of our sheets and blankets will be thrown in the washer after I spray the yard, and into the drier right before I spray the furniture.
I wish more than anything that we could just call FleaBusters in and have them deal with it, but just the preventatives ($70 for 6months) has us scrimping on groceries this week. I am proud as all get out that we survive without GA, but months like these $100 or so in foodstamps would be SUCH a friggin’ relief.
What is the style of contemporary-mixed-victorian called.
By on August 29th, 2011
Even in French we have no term for it, but it’s a common design here. Like, we’ll have a late 1800 vacant townhouse and renovate it with very modern touch. Is there a name for this.
http://www.socketsite.com/313%20Duncan%20Montage.jpg
http://www.homeideasdesign.com/kitchen-design/modern-victorian-style-kitchen-design/
What color should I paint my kitchen walls.
By on August 28th, 2011
I have a small galley kitchen. My kitchen has brown cabinets almost like the color of dark oak (maybe not that dark). I don’t want to do the basic beige walls. I’m in my late twenties and want to add some color, but I’m not sure what color to do with the brown cabinets. I just don’t want to pick a color that’s going to make my small kitchen look even smaller. Any ideas.
Any interior designers out there.
By on August 27th, 2011
I’m moving in to a new apartment in a week.
I need furniture, I literally have none.
But I really want a theme. I’d originally wanted black/red/white for the kitchen and living room.
If anyone for any reason has any pre-drawn concepts or specific ideas of specific furniture to get, I Would be grateful. I’ve tried Haverty’s, Layzboy, Target, Home Signature, Ashley Furniture, Macy’s, JC Penney, JC Penney Outlet and Ikea. Nothing is within a reasonable price range/precisely what I want.
Any “lowering of standards” comments can be left to yourselves.
I need people that actually have legit suggestions because I’m running out of them.
Thank you
I’m really looking for more of a package deal kind of situation. Where I could maybe get furniture that already fits within that theme.
I just don’t know where to find it.
How to kill a centipede.HELP.
By on August 26th, 2011
This was the first one i’ve ever seen in my house. It’s HUGE, like 2 inches long, and has a looooooot of legs.it creeped me out. It was in my downstairs kitchen sink, and when i saw it, i screamed and ran up to my room.LOL. I’m home alone right now, and have no idea how to get rid of it. I don’t have any bug spray or anything. i’m scared that it’ll crawl into my mouth or something and bite me when i’m sleeping.
Could centipedes climb/jump. And why is it in my house. :\
How would I break up 1/4 inch concrete.
By on August 25th, 2011
It’s in the kitchen on top of ply-board. I was planning on painting the kitchen floors, and tearing up the vinyl flooring tore up the concrete easily. Now, there are pieces in there that are not so easy to break up. It looks like a mess and I feel horrible. All I’ve been working with is a hammer and some scraping tools. If you know anything that would make this job easier, please let me know. Thanks a million.